Fronting Arrangement
Licensed carrier fronting with reinsurance to the captive.
Get clear on your risk-financing options, then find the specialists who work with them.
Independent research and provider discovery for captive insurance,
self-insurance and alternative risk financing, built for finance and risk teams.
Organic rankings can't be bought. Bastivo doesn't sell insurance. Our methods are published.
Where Bastivo fits in
a risk-financing decision
It is built for the stage before proposals and engagement letters, when you are still deciding what is worth investigating. Proposals for alternative structures often come from firms that would also be paid to deliver them, so it helps to understand the trade-offs, and arrive with better questions, before that first conversation.
- 01
Narrow the field
Read how captives, group programs, self-insurance and related structures work, and what kind of organization each tends to suit.
- 02
See what each structure asks of you
Ownership, capital, governance, domicile and ongoing administration differ a great deal between structures. Knowing those demands early keeps you from spending time on options that don't fit.
- 03
Find firms with relevant experience
Filter providers by the solutions, services, industries and domiciles they declare, compare profiles side by side, and decide whom to approach.
Start from what you already know
Most decisions begin with one known fact: a structure someone has suggested, a type of adviser, a jurisdiction or your own industry. Begin there.
I know the solution
See how a specific structure works, what it asks of the owner and which providers support it.
I know the provider type
Go straight to captive managers, actuarial firms, consultants, law firms or administrators and compare the firms listed.
I know the domicile
See how a jurisdiction regulates captives and which providers declare a relationship with it.
I know my industry
Read the risk-financing questions that come up in your sector and find providers with stated experience there.
I'm not sure where to start
Answer questions about your organization and risks. The Assessment indicates which approaches may be worth researching first and explains why.
Ways organizations finance risk
Each structure answers the same questions differently: how much risk to keep, who owns the vehicle that holds it, and who runs it. For the wider picture, start with the risk-financing strategy overview.
Group Captive
A captive shared by multiple unrelated owners.
PCC (Protected Cell Company)
Segregated cell structures within a single legal entity.
Bastivo AI Assessment
A structured first look
at your options, with no provider in the room
Answer questions about your organization, risks, priorities and current insurance program. The Assessment uses your answers to indicate which structures may deserve closer investigation, and shows its reasoning.
- 1
Describe your situation
Organization, risk profile, objectives and current approach.
- 2
Review the options it highlights
See which structures may be worth considering, and why.
- 3
Carry the findings into your research
Follow on to related guidance, domiciles and providers.
The Assessment is educational research support, not insurance, legal or tax advice, and it does not judge suitability or predict savings. Provider payments have no influence on its results or on Bastivo's organic rankings.
Providers to explore
Firms from across the captive and alternative-risk market. Each profile sets out the services, industries and domiciles the firm declares, its verification status and any published reviews. A Verified badge reflects specific checks, not every credential or service, so confirm anything material with the firm itself.
No providers match this view yet.
What keeps Bastivo independent
Information, ranking and commercial relationships are kept apart, and the rules are published.
Rankings that can't be bought
No provider can pay for a higher organic position, and Bastivo currently offers no paid placement.
Methods published, limits included
Where Bastivo ranks providers or assesses options, the method and its limitations are explained publicly.
You can see where information came from
Profiles distinguish provider-submitted details from verified facts, editorial content, published reviews and AI-generated summaries.
Nothing to sell you
Bastivo doesn't quote, place or sell insurance. Introductions to providers happen only when you ask for one.
Learn before you decide
Guides, articles and glossary definitions for the terms you will meet in feasibility studies and provider proposals.
- Article20 Oct 2026
What is a captive insurance company?
A captive is an insurance company owned by the organisation it insures. This explains how one works and when it makes sense.
- Captive Management
- Single-Parent Captive
- Article20 Oct 2026
Fronting arrangements explained
Why captives often need a licensed local insurer to issue the policy, and what the fronting fee actually buys.
- Fronting
- Glossary term20 Oct 2026
Captive manager
The licensed firm that administers a captive's day-to-day operations.
- Captive Management
- Glossary term20 Oct 2026
Fronting carrier
A licensed insurer that issues a policy and reinsures the risk to a captive.
- Fronting
What is Bastivo?
Bastivo is an independent decision-support and provider-discovery platform for corporate risk financing. It covers captive insurance, self-insurance and other alternative risk structures, together with the professional firms that set them up and run them.
Bastivo is not an insurer, broker or captive manager, and it does not give legal, tax or actuarial advice. It combines structured provider data, educational guides, published methodologies and an AI-assisted Assessment so that organizations can research their options before engaging anyone.
Common questions
No. Bastivo doesn't place insurance, negotiate terms or advise on a particular program, and it doesn't act for providers. It is an independent research and provider-discovery platform. When you need advice, it helps you find the firms that give it.
Start with the question you have now
If you already know the kind of firm you need, go straight to the providers. If the structure itself is still open, the Assessment is an optional first step.